Image of Stable Kentucky website

Kentucky STABLE Accounts

Kentucky STABLE [link]

These accounts take about 15 minutes to set up and allow you to save for your child’s future or for your own future without losing benefits as a person with a disability.

“A STABLE Account is an investment account available to eligible individuals with disabilities. STABLE Accounts are made possible by the federal Achieving a Better Life Experience (“ABLE”) Act. STABLE Accounts allow individuals with disabilities to save and invest money without losing eligibility for certain public benefits programs, like Medicaid or SSI. Earnings in your STABLE Account are not subject to federal income tax, so long as you spend them on “Qualified Disability Expenses.”

STABLE accounts have some similar features to normal bank accounts, but they are not checking or savings accounts. STABLE Accounts are investment accounts, similar to 529 college savings accounts or 401(k) retirement accounts. When you deposit money into your STABLE Account, your money will be invested in different options that you choose. While you can still withdraw and spend your money whenever you need it, STABLE Accounts also allow you to grow your money and to save long-term for disability expenses. A STABLE Account is an investment account available to eligible individuals with disabilities. STABLE Accounts are made possible by the federal Achieving a Better Life Experience (“ABLE”) Act. STABLE Accounts allow individuals with disabilities to save and invest money without losing eligibility for certain public benefits programs, like Medicaid or SSI. Earnings in your STABLE Account are not subject to federal income tax, so long as you spend them on “Qualified Disability Expenses.”

STABLE Kentucky

Other resources about ABLE accounts:

Image of vision statement of young man with Down syndrome.

KentuckyWorks Brighter Futures Vision Statement: Template and Tutorial Video

If you are getting ready for a school meeting or a meeting with your transition coordinator, you can use a paper like this to share your ideas about the future. You can talk about your goals and dreams, your strengths, your challenges, what works for you, and what doesn’t work for you. Thanks to Tiffany Stafford for sharing this idea with us for younger students! She gives instructions on how to make your own vision statement here.

KentuckyWorks Brighter Futures Vision Statement Tutorial Video

Educators and parents can also watch a video about how to prepare a vision statement with a student below:

Kentucky Supported Employment Training Project


Kentucky Supported Employment Training Project [link]

Program that helps people with disabilities find jobs that they like to do and do well.

For general supported employment questions or for ideas to improve this web page:
Katie Wolf Whaley, cell 859-218-5960, mtyree@uky.edu

Person to contact when not getting what’s needed regarding supported employment:
Teresa Brandenburg, OVR Supported Employment Program, office 502-564-4440 or 1-800-372-7172.

National Resource Center for Supported Decision-Making website photo

National Resource Center for Supported Decision-Making


National Resource Center for Supported Decision-Making [link]

Webinars, talks, and essays from experts about how to make choices as you become an adult.

Jonathan Martinis video photos

Introduction and Guide to Supported Decision Making featuring Jonathan Martinis


Introduction and Guide to Supported Decision Making featuring Jonathan Martinis [link]

Video series about making your own choices and becoming more independent.